It is imperative that this Advisory Working Group spend substantial time finding ways to properly relieve the many retirees who are financially hurting greatly due to the COLAs being suspended for them now since 2011. Personally, when I retried from RI in 2005 I did so with the full expectation that the contracted COLA in effect would ensure that I would have enough of a pension to maintain a solid middle class lifestyle for myself and my wife, without needing to take on a host of other employment.